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Apartment Building

Are you a first-time homebuyer?

Want to know everything that goes into buying your first home? Keep reading to view the home loan process or download the guide below to learn all the ins and outs.

Want more direction in your homebuying journey?

You're destination to Loanplicity® is just ahead. Our ultimate goal is to secure you a new home to call your own. Whether its our roadmap to homeownership, personalized lesson plan or homebuyer's guide - we've got every step of your journey covered. Get started by watching our video or clicking one of the buttons below.

The Process

Buying a home can be intimidating. After all, it's one of the biggest financial decisions you will ever make. That's why our homebuying process is where home loans and simplicity unite.

Image by Annie Spratt

Apply Online

Our award-winning online application captures all of the info we need to qualify* you, make a loan recommendation and deliver an estimate.

Set price range + compare loans

Decide on down payment

Get qualified

Get loan estimate



Gather Docs

Easily and securely connect financial accounts and upload necessary docs. You can even snap pictures and upload from your mobile device.

Submit required docs

Credit pulled

Document verification

Appraise +  Verify

A professional will appraise the property and there will be a legal search on the title. Our team will coordinate all of this for you.

Property appraisals

Property inspection

Title search


Process + Underwrite

We will review your loan before making a decision. You can track every step of your loan's progress and we'll stay in touch the entire time through.

Loan approval

Lock in rate

Order title insurance

Schedule closing


Sign + Close

We’ll double-check that everything is good to go, and if so, it’s time to sign papers, pay closing costs and experience the joys of homeownership.

Receive closing disclosure

Review closing costs

Prepare cash to close (if applicable)




Get the housewarming party planned, because you're officially a homeowner!

Unpack and settle in

Meet your neighbors

Share the excitement with loved ones

Ditch the Rent

Ready to stop paying your landlord's mortgage but not sure where to start? We can help you ditch the rent. Watch our video or use the calculator button below to see how you could benefit from owning a home.

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