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Apartment Building

Are you a first-time homebuyer?

Want to know everything that goes into buying your first home? Keep reading to view the home loan process or download the guide below to learn all the ins and outs.

Want more direction in your homebuying journey?

You're destination to Loanplicity® is just ahead. Our ultimate goal is to secure you a new home to call your own. Whether its our roadmap to homeownership, personalized lesson plan or homebuyer's guide - we've got every step of your journey covered. Get started by watching our video or clicking one of the buttons below.

The Process

Buying a home can be intimidating. After all, it's one of the biggest financial decisions you will ever make. That's why our homebuying process is where home loans and simplicity unite.

Image by Annie Spratt

Apply Online

Our award-winning online application captures all of the info we need to qualify* you, make a loan recommendation and deliver an estimate.

Set price range + compare loans

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Decide on down payment

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Get qualified

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Get loan estimate

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2

Gather Docs

Easily and securely connect financial accounts and upload necessary docs. You can even snap pictures and upload from your mobile device.

Submit required docs

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Credit pulled

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Document verification

Appraise +  Verify

A professional will appraise the property and there will be a legal search on the title. Our team will coordinate all of this for you.

Property appraisals

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Property inspection

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Title search

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Process + Underwrite

We will review your loan before making a decision. You can track every step of your loan's progress and we'll stay in touch the entire time through.

Loan approval

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Lock in rate

Order title insurance

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Schedule closing

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Sign + Close

We’ll double-check that everything is good to go, and if so, it’s time to sign papers, pay closing costs and experience the joys of homeownership.

Receive closing disclosure

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Review closing costs

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Prepare cash to close (if applicable)

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Celebrate

Get the housewarming party planned, because you're officially a homeowner!

Unpack and settle in

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Meet your neighbors

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Share the excitement with loved ones

Ditch the Rent

Ready to stop paying your landlord's mortgage but not sure where to start? We can help you ditch the rent. Watch our video or use the calculator button below to see how you could benefit from owning a home.

Let’s
Connect

285 Technology Ctr Way

#141 & #142

Wenatchee, WA 98801

(425) 327-1451

scrockett@primelending.com

NMLS: 114230

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Thanks! We'll be in touch.

Copyright © 2025 PRIMELENDING, A PLAINSCAPITAL COMPANY (PRIMELENDING)In accordance with Section 326 of the USA PATRIOT Act of 2001, PrimeLending NMLS: 13649 is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act. PrimeLending WA consumer lender lic no. CL-13649. For licensing information, go to: www.nmlsconsumeraccess.org. v111723.

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PRIMELENDING A PLAINSCAPITAL COMPANY®, PRIMELENDING ®, HOME LOANS MADE SIMPLE®, DISCOVER YOUR BEST ®, NEIGHBORHOODEDGE®, LOANTELLIGENCESM and LOANPLICITY® are trademarks, service marks, or registered trademarks or service marks of Hilltop Holdings Inc., licensed to PrimeLending, a Plains Capital Company, for its use. You may not use, display or reproduce them without the prior written consent of Hilltop Holdings Inc. and PrimeLending. Further, you may not remove, obscure, or otherwise modify any copyright, trademark, confidentiality or other proprietary rights notices displayed on, embedded in, or otherwise appearing in any Content offered by, viewed on, or received through this site. All other trademarks identified and contained herein are the property of their respective owners and their use herein does not imply sponsorship or endorsement of their products or services.

 

This website is not intended to offer loan services for properties in New York. PrimeLending and Heroes Home Advantage are not affiliated. Product info on site as of 11/12/24, subject to change. *All loans subject to credit approval. A qualification is not an approval of credit, and does not signify that underwriting requirements have been met. Conditions and restrictions may apply. 1) Survey administered and managed by an independent third party following loan closing. 97% satisfaction rating refers to the average rating our customers have given our loan officers for the period 01/01/2021- 12/31/2021. 2) Ranked by the Scotsman Guide for retail volume and overall volume in 2021.

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