Are you a first-time homebuyer?
Want to know everything that goes into buying your first home? Keep reading to view the home loan process or download the guide below to learn all the ins and outs.
Want more direction in your homebuying journey?
You're destination to Loanplicity® is just ahead. Our ultimate goal is to secure you a new home to call your own. Whether its our roadmap to homeownership, personalized lesson plan or homebuyer's guide - we've got every step of your journey covered. Get started by watching our video or clicking one of the buttons below.
The Process
Buying a home can be intimidating. After all, it's one of the biggest financial decisions you will ever make. That's why our homebuying process is where home loans and simplicity unite.
Apply Online
Our award-winning online application captures all of the info we need to qualify* you, make a loan recommendation and deliver an estimate.
Set price range + compare loans
​
Decide on down payment
​
Get qualified
​
Get loan estimate
1
2
Gather Docs
Easily and securely connect financial accounts and upload necessary docs. You can even snap pictures and upload from your mobile device.
Submit required docs
​
Credit pulled
​
Document verification
Appraise + Verify
A professional will appraise the property and there will be a legal search on the title. Our team will coordinate all of this for you.
Property appraisals
​
Property inspection
​
Title search
3
Process + Underwrite
We will review your loan before making a decision. You can track every step of your loan's progress and we'll stay in touch the entire time through.
Loan approval
​
Lock in rate
Order title insurance
​
Schedule closing
4
Sign + Close
We’ll double-check that everything is good to go, and if so, it’s time to sign papers, pay closing costs and experience the joys of homeownership.
Receive closing disclosure
​
Review closing costs
​
Prepare cash to close (if applicable)
5
6
Celebrate
Get the housewarming party planned, because you're officially a homeowner!
Unpack and settle in
​
Meet your neighbors
​
Share the excitement with loved ones
